Save money on your cable bill

Whoa! It has been almost a year since my last blog entry! Here is a fresh tip. I recently decided I wanted to reduce my cable bill. So there are two choices: switch or negotiate a lower rate with current provider. I personally like my AT&T Uverse service. My bill for my package including premium channels was $150 a month. Do not call the regular customer service line. You need to call the customer retention phone number for who ever your cable provider is and use the following line:

"Hi (insert rep name here), I received a special offer from (insert competitor name here) and I am thinking about switching services. I enjoy my service, but want to make sure I am getting the best deal. Is there any special offers or rate you can apply to my account?"

I used this line and the rep said he would check and be right back. Sure enough, the rep comes back on the line and without a fuss or hassle said he could give me the same package I currently have, but lower my monthly bill after taxes to $100 for 12 months! That is a savings of $600 over the next 12 months for a 5 minute phone call!

The Richest Man in Bablyon: The 5 Laws of Gold

I recently read the Grandfather of all "grow rich" books. The book is titled, "The Richest Man in Babylon". It was written by George S. Claxon. The first important lesson in the book is the 5 Laws of Gold. To save you time, I will give these to you right now.

1. Gold cometh gladly and in increasing quantity to any man who will put by not less than one-tenth of his earnings to create an estate for his future and that of his family.

2. Gold laboreth diligently and contentedly for the wise owner who finds for it profitable employment, multiplying even as the flocks of the field.

3. Gold clingeth to the protection of the cautious owner who invests it under the advice of wise men in its handling.

4. Gold slippeth away from the man who invests it in businesses or purposes with which he is not familiar or which are not approved by those skilled in its keeping.

5. Gold flees the man who would force it to impossible earnings or who followeth the advice of tricksters and schemers or who trusts it to his own inexperience and romantic desires in investment.

Sound financial advice that is used by everyone including Rich Dad Poor Dad and others.

Are You a Slave or Freeman?

If you have any debts, you are a slave to that company. Think about it. You are working to earn money to pay your bills. For each bill you have, you are basically working for them. You cable bill $100, you are a slave for Comcast. Your car loan is $300 per month, you are a slave to your bank. The way you break the chains is to pay off all your debts and start paying yourself. Pay your self by saving your money, investing your money, and wisely spending money you have. Slave or free man...your choice...